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Jak wyglądały zobowiązania mieszkaniowe przedtem, a jak wyglądają one aktualnie ?
Dawniej jednym z najpopularniejszych rodzajów walki o użytkownika było maksymalne przedłużanie czasu kredytowania.
Dłuższy termin spłaty dawał o sporo mniejszą miesięczną stawkę, a niższa comiesięczna rata to lepsza zdolność pożyczkowa i w związku z tym, przy kredycie na pięćdziesiąt lat brać można o połowę więcej pieniędzy, aniżeli przy kredycie branym na lat jedynie dwadzieścia pięć.
Klienci niezwykle skwapliwie korzystali z możliwości, jakie dawały im instytucje finansowe, płacili niskie raty, ale w nich o wiele wyższe odsetki.
Dzisiaj kredyt hipoteczny na okres 50 lat udostępni nam tylko Alior Bank, Bank Ochrony Środowiska zaś jedynie pod wymogiem iż kupimy w dodatku ubezpieczenie na życie.
W tym momencie nieomalże połowa instytucji finansowych działających w Kraju użycza zobowiązań tylko na termin trzydziestu do trzydziestu pięciu lat.
Documents published online this month show that People for the Ethical Treatment of Animals, an organization known for its uncompromising animal-rights positions, killed more than 95 percent of the pets in its care in 2011.
The documents, obtained from the Virginia Department of Agriculture and Consumer Services, were published online by the Center for Consumer Freedom, a non-profit organization that runs online campaigns targeting groups that antagonize food producers….
‘PETA hasn’t slowed down its slaughterhouse operation,’ said Rick Berman, CCF’s executive director. ‘It appears PETA is more concerned with funding its media and advertising antics than finding suitable homes for these dogs and cats.’ In a statement, Berman added that PETA has a $37 million dollar annual budget.
I like pets. In fact, for what it’s worth, I have a cat. But the antics and ad campaigns of a radical leftist group like PETA are ridiculous.
As for animal-rights activists in general, they are, at best, terribly misguided.
As author and bioethicist Wesley J. Smith pointed out:
…Although animal rights groups do sometimes engage in animal welfare-type activism, the term ‘animal rights’ actually denotes a belief system, an ideology, even a quasi religion, which both implicitly and explicitly seeks to create a moral equivalence between the value of human lives and those of animals. This belief was succinctly expressed in 1986 when Ingrid Newkirk, the head of the animal rights absolutist organization People for the Ethical Treatment of Animals (PETA), told the Washingtonian magazine, ‘A rat, is a pig, is a dog, is a boy. They are all mammals.’
Animal rights ideologues embrace their beliefs with a fervency that is remarkably intense and sustained, to the point that some dedicate their entire lives to ‘speaking for those who cannot speak for themselves.’ Some believe their cause to be so righteous that they are entitled to cross the line from legitimate advocacy to terroristic attempts at coercion. Indeed, what other than intense ‘true belief’ can possibly explain the vicious campaign – of harassment and vandalism, criminal attacks, bombings, and even threats of murder – that has been launched in recent years against medical researchers, the fur and food industries, and others accused of ‘animal abuse’?
BBC director-general Mark Thompson has claimed Christianity is treated with far less sensitivity than other religions because it is ‘pretty broad shouldered’.
He suggested other faiths have a ‘very close identity with ethnic minorities’, and were therefore covered in a far more careful way by broadcasters.
But he also revealed that producers had to consider the possibilities of ‘violent threats’ instead of polite complaints if they pushed ahead with certain types of satire.
Mr Thompson said: ‘Without question, “I complain in the strongest possible terms”, is different from, “I complain in the strongest possible terms and I am loading my AK47 as I write”. This definitely raises the stakes.’
But he added that religion as a whole should never receive the same ‘protection and sensitivity’ in the law as race.
[...]
Many said that no one would have dreamed of making such a show about the Prophet Mohammed and Islam.
Mr Thompson has now appeared belatedly to accept their argument. In an interview, he said Islam was ‘almost entirely’ practised by people who already may feel in other ways ‘isolated’, ‘prejudiced against’ and who may regard an attack on their religion as ‘racism by other means’.
But he said that Christianity was ‘an established part of our cultural-built landscape’ which meant it was ‘a pretty broad- shouldered religion’.
He conceded that the broadcaster would never have aired a similar show about Mohammed because it could have had the same impact as a piece of ‘grotesque child pornography’.
To sum up, 1) We don’t run shows making fun of the prophet because Muslims might kill us; 2) Christianity doesn’t rate protections because Christians won’t try to kill us if we make fun of them; and 3) Christians should shut up and take it.
Matthew 5:33-37 “Let what you say be simply ‘Yes’ or ‘No’; anything more than this comes from evil” (v. 37).
As we continue our study of the Sermon on the Mount, we must again be clear that we may not read Jesus in a way that contradicts the Old Testament. He comes to fulfill the Father’s purposes and promises and to show Himself as the goal of the old covenant revelation (Matt. 1:18-25; 4:12-17; 5:17-20 ). Dr. Sinclair Ferguson comments, “What at first appears to be a contrast [between Christ's teaching and the Old Testament] is really Jesus’ proper explanation and application [of the Old Testament]” (The Sermon on the Mount, p. 95).
Therefore, it would be a mistake to abolish oaths and vows altogether based on today’s passage. Matthew 5:33-37 has little bearing on the swearing of oaths in a solemn setting, such as when we testify in a court or enter the marriage covenant. Jesus is dealing more generally here with the priority of truth and our tendency to break everyday commitments. Oaths and vows were instituted to safeguard the truth (Num. 30:1-2), but sinful humanity soon found ways to get around the spirit of this principle. Many rabbis in Jesus’ day taught that a vow made in God’s name is inviolable but that one made in the name of something else can be disregarded. Some rabbis even taught that a vow made in the name ofJerusalem is not binding but one made when facing toward the holy city is sacrosanct. This tendency to fudge when telling the truth is universal. Today, politicians debate the meaning of is, and corporations “cook their books” to keep shareholders in the dark. Liberal ministers vow to uphold the purity of the church even though they hate her creeds.
Our Savior will have none of this. Any vow we make, even if sworn by something besides God, is made in His presence (Matt. 5:33-36 ), and we cannot get around our commitments through endless qualifications. We should affirm something only if we are true to it; alternately, we ought to say no if we have any doubt that we can follow through. Our yes must be yes and our no, no (v. 37).
Jesus later testifies under oath (26:62-64 ) because He recognizes the legality of vows and is not abolishing their use altogether in the Sermon on the Mount. He only forbids us from making promises that we do not intend to keep.
Coram deo: Living before the face of God
Matthew Henry writes that “the frequent requiring and using of oaths, is a poor reflection on Christians, who should be of such acknowledged fidelity, as that their sober words should be as sacred as their solemn oaths.” Believers are to be people so known for their truthfulness that they have no need to vow that they will keep their word. Let us not make promises that we cannot keep and be faithful to do what we say in big and small things.
Name Meaning —As a member of the Herodian dynasty, perhaps the most despicable dynasty history has known, the name Herodias is but the female form of Herod, the royal name for the political rulers during the time of Christ and the apostles. It was under the vile and cruel orders of the Herods that Jesus and His followers were often persecuted and punished. Herod means “heroic”—not very applicable to the Herodian family, the majority of whom, particularly Herodias, were more hellish than heroic.
Family Connections —Herodias was the daughter of Aristobulus, son of Herod the Great and Mariamne, daughter of Hyrcanus. Her first husband was Philip I, son of Herod the Great and Mariamne, so she married her own uncle, by whom she had a daughter, Salome, whom her mother used to destroy John the Baptist. When Herod Antipas visited Rome, he was entertained by Philip and Herodias. Herod abducted his royal brother’s wife. His own wife, an Arabian princess, was an obstacle to an illicit marriage, so he divorced her, and Herodias became queen in her stead, and with her daughter was installed in the palace. “The corroding immorality of Herod’s race shows itself in his marriage with Herodias his brother’s wife and the wanton offense thereby given to Jewish sensibilities.”
Among the female characters in God’s portrait gallery there are many wicked women as we are discovering, but surely Herodias stands out among them as one of the most vile and vicious. Amid the putrefying influence of the palace, however, there was one man who knew no fear, John the Baptist. Herod “feared” him and regarded him as “a just man” and whom “he heard gladly.” Herod found music in the preacher’s message until he sternly rebuked the king by saying of Herodias, “It is not lawful for thee to have her.” But such a warning bell was to toll the Baptist’s doom. For his faithful rebuke of Herod’s sin, John was cast into prison, and the evil, scheming mind of Herodias began to work. She was stung by the arrow from the preacher’s quiver and hated him for exposing her shame. “For Herodias’ sake,” he was imprisoned and thus the greatest of the prophets was sacrificed for this lewd and vicious woman. But the hatred of such a vile creature was more to be desired than her affection (Matthew 10:23; Luke 6:26 ). Herodias, with her conscience in turmoil because of her accuser, planned to silence him. She did not want Herod to listen too closely and constantly to John’s forceful preaching. She feared her illegal husband—for her first husband was still alive—might repent, and her position as queen, imperiled.
Herodias knew Herod only too well. He easily succumbed to sensual excitement, and as his birthday drew near her foul design was hatched. On the day when drink freely flowed, Herodias used her own daughter to inflame Herod’s passions. She was willing to sacrifice her child’s modesty in order to bend Herod to her will. Herod was overcome by Salome’s form seen through the flowing flimsy garment she wore, and influenced by the act of the dancing girl took a rash and foolish oath to give her whatever she asked, even to half of his kingdom. Approaching her mother, Salome said, “What shall I ask?” Without hesitation Herodias, the female hyena, replied, “Ask for the head of John the Baptist.” Returning to Herod she presented her demand, and Herod was extremely sorry at such a request. Yet, because of his oath’s sake, he sacrificed the preacher whom he regarded as just and holy, and all because of his guilty love for a vile woman. No wonder he was smitten with fear when he heard of the fame of Jesus, thinking it was John the Baptist risen from the dead to torment his conscience further. One wonders how Salome felt when the gory dish of the preacher’s head was handed to her? (See Salome.)
Herodias’ Old Testament counterpart was Jezebel. What Herodias was to Herod, Jezebel was to Ahab. Both Ahab and Herod were wicked, and in both cases the woman was more wicked. Both Jezebel and Herodias fostered hate that became deadly against a prophet of God. Jezebel hated Elijah and sought to kill him—Herodias hated John the Baptist, the New Testament Elijah, and succeeded in his murder. What was the end of Herodias? Since she was the source of Herod’s sin, Herodias also became the source of his shame. According to Josephus, Herodias’ ambition was the ruin of Herod. Jealous of the power of Agrippa her brother, she prodded Herod to demand of Caligula, the emperor, the title of king. Agrippa saw to it that this demand was refused, and Herod was banished and ended his days in shame and exile. The pride of Herodias forced her to be faithful to her husband in the disgrace and misfortune she herself had caused.
I don’t understand—and I haven’t seen anyone even try to explain it—why the Republican presidential candidates keep subjecting themselves to politically partisan, hostile journalists being in control their debates. These journalists have been highly partisan previously and seem to shield President Obama from criticism and go on the offensive to try, for example, to turn the whole debate into the pretense that these candidates want to make birth control pills illegal.
Why didn’t these candidates just get together, especially now that there are only four left, to choose their own panel, say with each of them picking one questioner? And whenever Newt Gingrich challenged the premises–and honesty–of the questioners, he was met with wild applause because both the mass media’s bias and the need to challenge it openly couldn’t be more obvious.
But, you might ask, does it make sense to go to war with the mass media? Of course not, unless it is already at war with you. Nothing like this has been seen in America for a century or even two. The main newspapers and television networks are determined to reelect Obama, promote the currently dominant leftist (not liberal) ideas without limit and to smear or slander critics.
Why is this so effective? Because roughly half of the American population doesn’t even realize it’s happening. They think the news media is fair and at least as balanced as it was 10 or 20 or 30 years ago. Consequently, Obama is a big success, the economy is recovering, man-made global warming is the biggest problem facing the planet, and the president’s enemies are a bunch of racist, reactionary, stupid people. We will get a clearer picture of the exact proportions on the first Tuesday in November.
The consciously dishonest transformation of an assault on the Catholic church’s freedom of religion into a plot to stop the sale of birth control is a prime example. The 100 percent effort to perform character assassination on Republican candidates compared to the near zero level of criticism regarding Obama and his team is another. The downplaying and misinformation regarding scandals from the pre-election Bill Ayers and Reverend Jeremiah Wright issues through the “green energy” rip-offs and the “Fast and Furious” operation is still another. You can, no doubt, think of more.
If you haven’t heard the video of Reverend Franklin Graham on television it is one of those moments when the mass media most obviously cross the line into pure propaganda. Graham was repeatedly asked whether he thought President Obama was a Christian and kept explaining the answer was “yes.” He accepts Obama’s saying he was a Christian. But Graham also noted that, according to his own religious beliefs no one could determine someone else’s credentials in that regard, and only Obama knew in his heart whether he was truly a Christian.
Graham didn’t quite get the point—which concerns the difference between a nominal Christian and someone who has a deep personal commitment to live by that religion–across clearly. But any honest person should have understood his meaning. Yet there was a massive media assault afterward twisting his words and falsely asserting that Graham said Obama wasn’t a Christian.
What really startled me, however, was that in a later interview Graham added a critical point. He recounted that he was told beforehand the interview was going to be about the persecution of Christian by Muslim extremists in various countries. That’s why he agreed to do it, Graham explained. Under the circumstances, he was right in accepting the interview—since this is an issue virtually never covered in the mass media—but wrong in letting himself be manipulated.
Just how much danger is America in economically and spiritually? Are we facing decline, or outright collapse? Can we turn our ship of state around before we hit the icebergs ahead, or are we on the Titanic and going full steam ahead? On June 12th, my new non-fiction book releases nationwide. It’s titled, Implosion: Can America Recover From Its Economic And Spiritual Challenges In Time?On Saturday, June 16th, we’ll host a live nationwide simulcast to discuss these urgent questions, consider the research in Implosion, explore the history of the Great Awakening and the Second Great Awakening that saved America from disaster in the 18th and 19th centuries, and discuss the possibility of a Third Great Awakening. I hope you and your church will register for this national simulcast, but since the issues are so important and the stakes are so high I don’t want to wait until June to draw attention to them. So from time to time I’m going to post “Implosion Updates” with links to news stories I think you should be aware of. Some will be stories about the threats. Some will be stories that offer positive stories and signs of encouragment. My hope is that you will not only read these updates, but share them with others. May they motivate you and your family and friends to pray and fast for the Lord to have mercy on America and to unleash the magnitude of spiritual and moral revivals we need from coast to coast to save our nation and protect us from disaster. “If My people who are called by My name humble themselves and pray and seek My face and turn from their wicked ways, then I will hear from heaven, will forgive their sin and will heal their land.” (2 Chronicles 7:14)
President Obama and his administration brag about the wonders they’ve supposedly achieved in the employment growth since early 2010. But what’s being sold as impressive and “normal” is unacceptable.
In “For Religious Minorities in the Middle East – With Friends Like Obama, Who Needs Enemies?!” at RedState, February 24 (thanks to John), Rick Santorum says what Barack Obama should be saying about the Muslim persecution of Christians in the Middle East: President Obama has an amazing ability to make…
I’ve often remarked on the consistent and repellent arrogance of Islamic supremacists, and now at the Liberated blog the ex-Muslim who writes from a Muslim country discusses some of its wellsprings: Even when I was a Muslim, I often used to wonder why the hell these Muslims are so proud…
Apology after apology has only conveyed the message that Afghans are justified in their all-consuming rage and ongoing lethal tantrum. “Seven U.S. soldiers wounded after Afghan NATO base attacked,” by Fraidoon Elhaam and Hamid Shalizi for Reuters, February 26: KUNDUZ/KABUL, Afghanistan (Reuters) – Seven U.S. military trainers were wounded on…
The decision by NATO to pull all of its foreign advisers out of Afghan ministries underscores how highly placed the assassin and his potential enablers were. Video reporting from ABC News indicated the officers had disarmed in the secure area, and were shot in the back of the head by…
How creating hell on earth for the sake of Sharia is supposed to turn it into paradise under Sharia is still a puzzler. “Nigeria unrest: Suicide bomb targets church in Jos,” from BBC News, February 26 (thanks to The Religion of Peace): A suicide car bomber has killed at least…
“There’s still a tendency to see these things in Sunni-Shia terms. But the Middle East is going to have to overcome that.” – Condoleezza Rice, January 2007. But the mutual Islamophobia in Iraq continues, and as this report describes, the Maliki government is knee-deep in it. “Al Qaeda in Iraq…
It is good to see NPR running a story like this, but here again is the use of the discussion of “tensions,” which suggests a situation of mutual hostilities. By contrast, all of the incidents the report chronicles are of Muslims attacking Christians. “In Egypt, Christian-Muslim Tension Is On The…
As generally seems to be the case, all that was needed was a rumor that Saira Khokar burned a Qur’an. That is a handy excuse, since the accusers can claim the evidence was consumed in the fire. The next question for police should be: who has a score to settle…
“Two months later, Aldawsari wrote he was trying to produce an ‘intelligent bomb,’ and he was doing his best to reach his goal of jihad by ‘money, deeds, sayings and killing.’” How did he come to misunderstand Islam so drastically as to think that jihad had anything to do with…
And the toothless, dhimmi U.S. Embassy tells U.S. citizens in Afghanistan to “please be safe out there.” Okay, will do! “12 die protesting burned Quran,” by Mirwais Harooni and Hamid Shalizi for Reuters, February 25 Twelve people were killed on Friday in the bloodiest day yet in protests that have…
“Something like George Orwell’s 1984 now seems to have arrived in Gatwick airport.” Yes, and much worse: the Muslim prohibition on speech that is deemed critical of Islam in any way. “Fireman Sam creator detained at airport for veil comment at security gate,” by Jason Lewis in the Telegraph, February…
Good luck with that. Still more whistling in the dark in the Obama Administration: “Secretary of State Clinton urges Tunisia’s youths to pursue promise of Arab Spring,” by Matthew Lee for The Associated Press, February 26 (thanks to all who sent this in): TUNIS, Tunisia — U.S. Secretary of State…
This will come eventually, as long as there are believers in jihad on British streets, whether they intervene in Somalia or not. “Somali terrorists warn of reprisals on British streets,” by Nigel Morris in the Independent, February 24 (thanks to David): Islamist fighters in Somalia last night warned of deadly…
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